SAVINGS SPECIAL! Open a 7-month or 8-month or Certificate of Deposit (CD) and earn up to 4.50% APY*.
CheckingWhy is a credit union better than a bank?
Learn More SavingsManage your accounts from your phone.
Get Started Loans & Credit Cards
How to make your loan payment.
Get Started Alltru & YouWhy is a credit union better than a bank?
Learn more Locations Contact Search Locations Contact Search Log In ×Don't have a username? Register here.
Home Personal Loans Auto LoansThere’s nothing quite like the feeling of a new – or even new-to-you – car or truck. Alltru Credit Union can help get those keys in your hand a lot faster than you think. And if you already have the car of your dreams but would like to take advantage of today’s low rates , we can help you refinance your current loan, too.
APR*
up to 36 months Apply now*View full rate information and qualifiers .
Financing up to 120% of MSRP.
And no pre-payment penalties.
Payment protection so you can stress less and live more.
24/7 account access to our easy-to-use app.
New / Used 2018-Newer
Up to 36 months
4.09%
37 to 48 months
5.69%
49 to 60 months
5.84%
61 to 72 months
6.34%
73 to 84 months
7.84%
Sign up for automatic payments and get a 0.25% rate discount.*
Start the application process today – even if you don’t have the exact car picked out yet. This can make your purchase process a lot faster. Don’t spent hours at the car dealer waiting to drive away in your new car. We’ll make it easy. Here’s how.
To get the loan process started, first submit an online loan application. You can also apply by calling 636-916-8300. (Remember, you’ll have to be an Alltru member first – but we can help with that, too. )
We will process your application and notify you when your preapproval is completed, usually the same day.
Be sure to bring your loan preapproval to the dealer, as this will give you maximum leverage and help you negotiate the best deal.
Once the deal is finalized, send us the purchase agreement and we can finalize your loan documents online using DocuSign.
We’ll send the funds to you or the dealer.
Looking for a lower rate on your current car loan? We can help with that. At Alltru, we make the refinancing process easy and hassle-free.
As low as
As low as
As low as
As low as
As you’re shopping for cars, be sure to look at the fine print and look at the rates and fees. Wondering how much that rate difference will save you? We have the answer.
Visit payment calculators
We are St. Louis, through and through. We have branches throughout the metro area. Plus, as a member you’ll have free access to hundreds of local ATMs.
Schedule an appointment Find a locationPhone: 636-916-8300
Toll Free: 1-800-288-7618
contactus@alltrucu.org
Routing & Transit #281080739
Alltru About Board of Directors Careers News Contact Act Schedule an Appointment See Locations Find an ATM Open an Account Make a Loan Payment Alltru BlogDisclosures
*APR=Annual Percentage Rate. Rates effective 1/23/23. Rates are subject to change.
1 90 days no payment offer only for qualified borrowers. Offer available for new auto loans and auto loan refinancing. Interest still accrues during the 90 day deferral period. 90 days no payment offer ends on 04/30/23. Additional criteria may apply. Loans are subject to credit approval. Floor rate is 4.09% APR. Maximum rate is currently 17.99% APR. Rates can vary based on creditworthiness, age of vehicle, and terms of the loan. Your actual rate can be higher or lower depending on credit performance. Credit scores 599 and lower not eligible for 90 days no payment offer. Rates & terms subject to change based on market conditions and borrower eligibility. Before you can refinance your loan at Alltru, a savings account is required with a minimum account balance of $1.00. Alltru does not charge a fee to refinance your loan. Other title and licensing fees may apply. Minimum loan amount of $5,000. Membership and certain restrictions apply. Existing Alltru auto loans do not qualify for this promotion.
Autos include cars, trucks, and vans. Rates depend on mileage; restrictions may apply. See Credit Union representative for additional information. Sign up for automatic payments and receive a 0.25% rate discount. Available for new/used vehicles 2018-newer. For vehicles 2017 and older, call the Credit Union.
Your savings federally insured to at least $250,000 and backed by the full faith and credit of the United States Government. National Credit Union Administration, a U.S. Government Agency.
Before we get started, are you already an Alltru Credit Union member?
Yes, I'm already a member No, but I'm interested in joining Close ×The website you have selected is an external site not operated by Alltru Credit Union. This link is provided for convenience and informational purposes only. Alltru Credit Union has no responsibility for the content of this website and does not attest to the accuracy or propriety of any information located there.
Continue to site Cancel Close ×Thank you!
Chat Now via Video via Text